Purchasing a house will likely be one of the most significant financial commitments you will ever make in your lifetime. While one always hopes their home will remain problem-free, one must always plan for the worse. In the event of a violent storm or a burst pipe in your home, for instance, the repairs could be pretty pricey.

When something unfortunate happens to your home, having home insurance can ease the financial burden of repairs or replacement. However, there are a few basic measures one may take around the house to lessen the likelihood of damage occurring in the first place.

Roots of Property Damage 

Many homeowners lose sleep over exaggerated fears of everyday hazards they believe could exist in and around their homes. If you care about the safety of your family, belongings, and property, you should take precautions. Understanding the most common reasons for property damage claims is the first step, and they can range from leaking faucets to fires.

1. Wind

Wind-related property damage and homeowner insurance claims are widespread. Strong winds can tear shingles off homes and send patio sets drifting through glass doors and walls.

Be sure to secure everything before the wind picks up. Trees near your house or other valuables could cause structural damage or harm in a storm. When dangers are recognized, precautions can be taken. Prepare your home for a storm by trimming trees, reinforcing weak spots, and bringing in loose, movable objects. You can click here for more info.

2. Water Not Related to Weather

Twenty percent of recorded property damage is attributable to water that was not caused by weather. Natural disasters like storms and floods most commonly cause water damage. The water inside your property is the most likely source of damage. Several common household appliances, including the dishwasher, washing machine, pipes, and toilets, can all contribute to water damage and flooding.

Locate and inspect your water sources regularly. Inspecting your washing machine’s rubber hose for cracks or wear once a year is a good example. Also, if you’re not present for an extended period, you should contact a property restoration company to assess your property.

3. Hail

Hail can strike anywhere in the country and often does so without warning. It is hardly surprising that hail causes expensive damage to vehicles and buildings, given how difficult it is to avoid being hit by hail.

Keep your automobile covered or in a garage if possible. Any outside furniture that could be damaged by hail should be brought inside or under protection. Reducing the severity of the damage caused by a natural disaster requires the installation of resilient building materials that are more resistant to this kind of threat.

4. Water Related to Weather

While water damage claims caused by storms aren’t usually at the top of the priority list, they can still be rather pricey. You can take several things to protect your home from heavy rain and flooding.

You can contact a water damage restoration in Sarnia to verify that the shingles on your roof are not old and worn. Water from downspouts should be routed away from the building. Clean your gutters regularly. Level places where water pools near your home after a hard rain and install drainage. During the winter, insulating pipes and clearing snow from the roof are essential after every storm.

5. Theft

Every 20 seconds, a burglary takes place. The number of burglaries is highest in the summer. Thieves usually break into a home through areas that are difficult to see.

An intruder’s decision to break into your home may be influenced by the things you have lying around. Always keep trees and bushes pruned and short of improving visibility. Putting in motion detector lights will make your property safer and more visible. Ensure your windows and doors are always locked, especially when you’re not home.